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Won a record, seller is insisting he insured it and declares it at it's full value which is $400. I've asked him not to do this and only value it at $20 and send it by registered post so that I can sign for it. He's already done a background check on my through ebay! I'll have to pay up to £100 customs charge on this. Does anyone have any idea/advice and presumably now that the paypal payment has gone through, I can't cancel it can I?